Side-by-side · Q2 2026 data
Israel Memorial a M E Federal Credit Union vs Terminals Federal Credit Union
Credit union
Israel Memorial a M E Federal Credit Union
Newark, New Jersey · Under $100 million in assets
Credit union
Terminals Federal Credit Union
Carteret, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Israel Memorial a M E Federal Credit Union | Terminals Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 67 | 84 (stronger) |
| Peer percentile | 44th | 32nd |
| Total assets | $413K | $943K |
| Deposits / shares | $243K | $571K |
| Capital ratio | 41.27% (stronger) | 38.90% |
| Problem loans | 28.73% | 3.95% (stronger) |
| Net charge-offs | 0.00% | -0.19% (stronger) |
| Return on assets | 3.39% | 4.15% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 150.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Israel Memorial a M E Federal Credit Union has the higher TellerScore (72 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Israel Memorial a M E Federal Credit Union leads on 3 and Terminals Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.