Side-by-side · Q2 2026 data
Ives Bank vs Ascend Bank
Metric by metric
| Measure | Ives Bank | Ascend Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 89 (stronger) | 47 |
| Loan quality | 53 | 83 (stronger) |
| Earnings | 63 (stronger) | 61 |
| Funding & liquidity | 41 | 63 (stronger) |
| Problem-loan coverage | 84 | 93 (stronger) |
| Peer percentile | 44th | 40th |
| Total assets | $1.7B | $1.5B |
| Deposits / shares | $1.4B | $1.3B |
| Capital ratio | 13.87% (stronger) | 9.65% |
| Problem loans | 1.41% | 0.50% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.06% |
| Return on assets | 1.08% (stronger) | 1.03% |
| Loans ÷ deposits | 104.0% | 87.5% (stronger) |
| Uninsured deposits | 28.8% | 23.6% (stronger) |
| Offices | 16 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | 13.2% |
Ives Bank has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Ives Bank leads on 4 and Ascend Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.