Side-by-side · Q2 2026 data
Ives Bank vs Chelsea Groton Bank
Metric by metric
| Measure | Ives Bank | Chelsea Groton Bank |
|---|---|---|
| TellerScore | 67 | 82 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 53 | 84 (stronger) |
| Earnings | 63 | 76 (stronger) |
| Funding & liquidity | 41 | 42 (stronger) |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 44th | 93rd |
| Total assets | $1.7B | $1.8B |
| Deposits / shares | $1.4B | $1.2B |
| Capital ratio | 13.87% | 16.73% (stronger) |
| Problem loans | 1.41% | 0.48% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.08% | 1.39% (stronger) |
| Loans ÷ deposits | 104.0% (stronger) | 110.4% |
| Uninsured deposits | 28.8% | 22.4% (stronger) |
| Offices | 16 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | 11.2% |
Chelsea Groton Bank has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ives Bank leads on 1 and Chelsea Groton Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.