Side-by-side · Q2 2026 data
Ives Bank vs Liberty Bank
Metric by metric
| Measure | Ives Bank | Liberty Bank |
|---|---|---|
| TellerScore | 67 | 79 (stronger) |
| Capital cushion | 89 (stronger) | 84 |
| Loan quality | 53 | 89 (stronger) |
| Earnings | 63 | 72 (stronger) |
| Funding & liquidity | 41 | 47 (stronger) |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 44th | 88th |
| Total assets | $1.7B | $9.4B |
| Deposits / shares | $1.4B | $7.1B |
| Capital ratio | 13.87% (stronger) | 13.37% |
| Problem loans | 1.41% | 0.32% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.18% |
| Return on assets | 1.08% | 1.30% (stronger) |
| Loans ÷ deposits | 104.0% | 101.8% (stronger) |
| Uninsured deposits | 28.8% | 25.5% (stronger) |
| Offices | 16 | 51 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | 10.2% |
Liberty Bank has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ives Bank leads on 2 and Liberty Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.