Side-by-side · Q2 2026 data
Ives Bank vs Thomaston Savings Bank
Metric by metric
| Measure | Ives Bank | Thomaston Savings Bank |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 89 (stronger) | 57 |
| Loan quality | 53 | 78 (stronger) |
| Earnings | 63 | 63 |
| Funding & liquidity | 41 | 64 (stronger) |
| Problem-loan coverage | 84 | 90 (stronger) |
| Peer percentile | 44th | 49th |
| Total assets | $1.7B | $1.9B |
| Deposits / shares | $1.4B | $1.7B |
| Capital ratio | 13.87% (stronger) | 10.68% |
| Problem loans | 1.41% | 0.65% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 1.08% (stronger) | 1.07% |
| Loans ÷ deposits | 104.0% | 84.0% (stronger) |
| Uninsured deposits | 28.8% | 26.3% (stronger) |
| Offices | 16 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | 15.4% |
Thomaston Savings Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ives Bank leads on 3 and Thomaston Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.