Side-by-side · Q2 2026 data
Jackson Area Federal Credit Union vs Ecm Federal Credit Union
Credit union
Ecm Federal Credit Union
Ridgeland, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Jackson Area Federal Credit Union | Ecm Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 87 (stronger) |
| Capital cushion | 0 | 99 (stronger) |
| Loan quality | 50 | 78 (stronger) |
| Earnings | 0 | 69 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 3rd | 83rd |
| Total assets | $60.9M | $28.9M |
| Deposits / shares | $136.2M | $24.4M |
| Capital ratio | -145.36% | 14.87% (stronger) |
| Problem loans | 1.49% | 0.66% (stronger) |
| Net charge-offs | 1.56% | 0.01% (stronger) |
| Return on assets | -338.49% | 1.22% (stronger) |
| Loans ÷ deposits | 30.9% (stronger) | 62.1% |
| Uninsured deposits | 3.4% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ecm Federal Credit Union has the higher TellerScore (87 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Jackson Area Federal Credit Union leads on 1 and Ecm Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.