Side-by-side · Q2 2026 data
Jackson County Bank vs Central Bank & Trust Co.
Metric by metric
| Measure | Jackson County Bank | Central Bank & Trust Co. |
|---|---|---|
| TellerScore | 92 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 77 | 93 (stronger) |
| Earnings | 95 (stronger) | 71 |
| Funding & liquidity | 90 (stronger) | 42 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 97th | 80th |
| Total assets | $175.9M | $4.0B |
| Deposits / shares | $113.6M | $3.1B |
| Capital ratio | 28.83% (stronger) | 12.42% |
| Problem loans | 0.68% | 0.21% (stronger) |
| Net charge-offs | 0.05% | -0.04% (stronger) |
| Return on assets | 1.87% (stronger) | 1.27% |
| Loans ÷ deposits | 63.3% (stronger) | 95.7% |
| Uninsured deposits | 21.2% (stronger) | 35.1% |
| Offices | 3 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.9% |
Jackson County Bank has the higher TellerScore (92 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 5 and Central Bank & Trust Co. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.