Side-by-side · Q2 2026 data
Jackson County Bank vs Citizens Bank and Trust of Lebanon, Inc.
Metric by metric
| Measure | Jackson County Bank | Citizens Bank and Trust of Lebanon, Inc. |
|---|---|---|
| TellerScore | 92 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 77 | 94 (stronger) |
| Earnings | 95 (stronger) | 58 |
| Funding & liquidity | 90 (stronger) | 77 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 97th | 61st |
| Total assets | $175.9M | $173.0M |
| Deposits / shares | $113.6M | $156.9M |
| Capital ratio | 28.83% (stronger) | 11.33% |
| Problem loans | 0.68% | 0.18% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.25% |
| Return on assets | 1.87% (stronger) | 0.94% |
| Loans ÷ deposits | 63.3% | 34.1% (stronger) |
| Uninsured deposits | 21.2% (stronger) | 36.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County Bank has the higher TellerScore (92 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 5 and Citizens Bank and Trust of Lebanon, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.