Side-by-side · Q2 2026 data
Jackson County Bank vs Citizens Guaranty Bank
Metric by metric
| Measure | Jackson County Bank | Citizens Guaranty Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 77 (stronger) | 30 |
| Earnings | 95 (stronger) | 80 |
| Funding & liquidity | 90 (stronger) | 53 |
| Problem-loan coverage | 98 (stronger) | 53 |
| Peer percentile | 97th | 6th |
| Total assets | $175.9M | $303.6M |
| Deposits / shares | $113.6M | $260.7M |
| Capital ratio | 28.83% (stronger) | 8.65% |
| Problem loans | 0.68% (stronger) | 2.11% |
| Net charge-offs | 0.05% (stronger) | 0.32% |
| Return on assets | 1.87% (stronger) | 1.51% |
| Loans ÷ deposits | 63.3% (stronger) | 107.0% |
| Uninsured deposits | 21.2% | 14.1% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County Bank has the higher TellerScore (92 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 6 and Citizens Guaranty Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.