Side-by-side · Q2 2026 data
Jackson County Bank vs Commercial Bank
Metric by metric
| Measure | Jackson County Bank | Commercial Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 77 | 88 (stronger) |
| Earnings | 95 (stronger) | 93 |
| Funding & liquidity | 90 (stronger) | 49 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 97th | 83rd |
| Total assets | $175.9M | $2.4B |
| Deposits / shares | $113.6M | $1.9B |
| Capital ratio | 28.83% (stronger) | 11.58% |
| Problem loans | 0.68% | 0.35% (stronger) |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 1.87% (stronger) | 1.82% |
| Loans ÷ deposits | 63.3% (stronger) | 100.2% |
| Uninsured deposits | 21.2% (stronger) | 24.9% |
| Offices | 3 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Jackson County Bank has the higher TellerScore (92 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 5 and Commercial Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.