Side-by-side · Q2 2026 data
Jackson County Bank vs Cumberland Valley National Bank & Trust Company
Bank
Cumberland Valley National Bank & Trust Company
London, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Jackson County Bank | Cumberland Valley National Bank & Trust Company |
|---|---|---|
| TellerScore | 92 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 77 | 93 (stronger) |
| Earnings | 95 (stronger) | 66 |
| Funding & liquidity | 90 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 97th | 40th |
| Total assets | $175.9M | $816.1M |
| Deposits / shares | $113.6M | $737.2M |
| Capital ratio | 28.83% (stronger) | 9.49% |
| Problem loans | 0.68% | 0.22% (stronger) |
| Net charge-offs | 0.05% | -0.08% (stronger) |
| Return on assets | 1.87% (stronger) | 1.15% |
| Loans ÷ deposits | 63.3% (stronger) | 74.8% |
| Uninsured deposits | 21.2% (stronger) | 34.1% |
| Offices | 3 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.9% |
Jackson County Bank has the higher TellerScore (92 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 5 and Cumberland Valley National Bank & Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.