Side-by-side · Q2 2026 data
Jackson County Bank vs Peoples Bank
Metric by metric
| Measure | Jackson County Bank | Peoples Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 43 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 77 (stronger) | 15 |
| Earnings | 95 (stronger) | 62 |
| Funding & liquidity | 90 (stronger) | 63 |
| Problem-loan coverage | 98 (stronger) | 50 |
| Peer percentile | 97th | 3rd |
| Total assets | $175.9M | $193.7M |
| Deposits / shares | $113.6M | $173.3M |
| Capital ratio | 28.83% (stronger) | 9.24% |
| Problem loans | 0.68% (stronger) | 2.55% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.87% (stronger) | 1.06% |
| Loans ÷ deposits | 63.3% (stronger) | 93.3% |
| Uninsured deposits | 21.2% | 18.3% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County Bank has the higher TellerScore (92 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Jackson County Bank leads on 5 and Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.