Side-by-side · Q2 2026 data
Jackson Savings Bank, SSB vs Wnc Community Credit Union
Credit union
Wnc Community Credit Union
Waynesville, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Jackson Savings Bank, SSB | Wnc Community Credit Union |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 84 | 91 (stronger) |
| Earnings | 29 | 48 (stronger) |
| Funding & liquidity | 66 | 76 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 56th | 72nd |
| Total assets | $31.9M | $96.0M |
| Deposits / shares | $24.7M | $78.9M |
| Capital ratio | 23.04% (stronger) | 17.03% |
| Problem loans | 0.49% | 0.28% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.22% | 0.70% (stronger) |
| Loans ÷ deposits | 94.2% | 84.1% (stronger) |
| Uninsured deposits | 5.3% | 1.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wnc Community Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Jackson Savings Bank, SSB leads on 2 and Wnc Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.