Side-by-side · Q2 2026 data
Jamestown Area Community Federal Credit Union vs Bradford Area Federal Credit Union
Credit union
Jamestown Area Community Federal Credit Union
Jamestown, New York · Under $100 million in assets
Credit union
Bradford Area Federal Credit Union
Bradford, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Jamestown Area Community Federal Credit Union | Bradford Area Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 78 |
| Capital cushion | 60 | 87 (stronger) |
| Loan quality | 99 (stronger) | 90 |
| Earnings | 83 (stronger) | 27 |
| Funding & liquidity | 96 (stronger) | 93 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 75th | 59th |
| Total assets | $85.5M | $11.4M |
| Deposits / shares | $76.0M | $9.8M |
| Capital ratio | 10.98% | 13.71% (stronger) |
| Problem loans | 0.02% (stronger) | 0.30% |
| Net charge-offs | 0.19% | -0.22% (stronger) |
| Return on assets | 1.58% (stronger) | 0.18% |
| Loans ÷ deposits | 64.7% (stronger) | 67.4% |
| Uninsured deposits | 0.9% | 0.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jamestown Area Community Federal Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Jamestown Area Community Federal Credit Union leads on 4 and Bradford Area Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.