Side-by-side · Q2 2026 data
Janesville State Bank vs FM Bank
Metric by metric
| Measure | Janesville State Bank | FM Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 66 |
| Capital cushion | 64 (stronger) | 27 |
| Loan quality | 100 | 100 |
| Earnings | 82 (stronger) | 77 |
| Funding & liquidity | 69 (stronger) | 49 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 68th | 31st |
| Total assets | $98.8M | $738.4M |
| Deposits / shares | $84.1M | $636.1M |
| Capital ratio | 11.44% (stronger) | 7.66% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.54% (stronger) | 1.42% |
| Loans ÷ deposits | 82.7% | 77.3% (stronger) |
| Uninsured deposits | 23.2% (stronger) | 45.4% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Janesville State Bank has the higher TellerScore (81 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Janesville State Bank leads on 4 and FM Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.