TellerScore

Side-by-side · Q2 2026 data

Jeff Bank, National Association vs First Federal Savings of Middletown

Bank

Jeff Bank, National Association

Jeffersonville, New York · $100 million – $1 billion

95of 100
Very strong

Bank

First Federal Savings of Middletown

Middletown, New York · $100 million – $1 billion

89of 100
Very strong

Metric by metric

MeasureJeff Bank, National AssociationFirst Federal Savings of Middletown
TellerScore95 (stronger)89
Capital cushion99100 (stronger)
Loan quality88100 (stronger)
Earnings96 (stronger)94
Funding & liquidity94 (stronger)37
Problem-loan coverage96100 (stronger)
Peer percentile99th94th
Total assets$686.2M$188.0M
Deposits / shares$579.2M$112.3M
Capital ratio14.92%36.94% (stronger)
Problem loans0.37%0.00% (stronger)
Net charge-offs-0.00% (stronger)0.46%
Return on assets1.91% (stronger)1.86%
Loans ÷ deposits63.9% (stronger)132.6%
Uninsured deposits17.2% (stronger)26.9%
Offices101
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)36.9%—

Jeff Bank, National Association has the higher TellerScore (95 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Jeff Bank, National Association leads on 5 and First Federal Savings of Middletown on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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