Side-by-side · Q2 2026 data
Jeff Bank, National Association vs Peoples Security Bank and Trust Company
Metric by metric
| Measure | Jeff Bank, National Association | Peoples Security Bank and Trust Company |
|---|---|---|
| TellerScore | 95 (stronger) | 69 |
| Capital cushion | 99 (stronger) | 55 |
| Loan quality | 88 | 89 (stronger) |
| Earnings | 96 (stronger) | 69 |
| Funding & liquidity | 94 (stronger) | 48 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 99th | 53rd |
| Total assets | $686.2M | $5.4B |
| Deposits / shares | $579.2M | $4.5B |
| Capital ratio | 14.92% (stronger) | 10.46% |
| Problem loans | 0.37% | 0.33% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.06% |
| Return on assets | 1.91% (stronger) | 1.23% |
| Loans ÷ deposits | 63.9% (stronger) | 94.5% |
| Uninsured deposits | 17.2% (stronger) | 31.0% |
| Offices | 10 | 40 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.9% | 20.2% |
Jeff Bank, National Association has the higher TellerScore (95 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Jeff Bank, National Association leads on 6 and Peoples Security Bank and Trust Company on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.