Side-by-side · Q2 2026 data
Jeff Bank, National Association vs Wallkill Valley Federal Savings and Loan Association
Bank
Wallkill Valley Federal Savings and Loan Association
Wallkill, New York · $100 million – $1 billion
Metric by metric
| Measure | Jeff Bank, National Association | Wallkill Valley Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 95 (stronger) | 68 |
| Capital cushion | 99 (stronger) | 42 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 96 (stronger) | 47 |
| Funding & liquidity | 94 (stronger) | 70 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 99th | 37th |
| Total assets | $686.2M | $485.0M |
| Deposits / shares | $579.2M | $416.7M |
| Capital ratio | 14.92% (stronger) | 9.17% |
| Problem loans | 0.37% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.91% (stronger) | 0.68% |
| Loans ÷ deposits | 63.9% (stronger) | 83.6% |
| Uninsured deposits | 17.2% (stronger) | 20.9% |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.9% | 6.9% |
Jeff Bank, National Association has the higher TellerScore (95 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Jeff Bank, National Association leads on 5 and Wallkill Valley Federal Savings and Loan Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.