Side-by-side · Q2 2026 data
Jefferson County Teachers Credit Union vs Campus USA Credit Union
Credit union
Jefferson County Teachers Credit Union
Monticello, Florida · Under $100 million in assets
Metric by metric
| Measure | Jefferson County Teachers Credit Union | Campus USA Credit Union |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 89 (stronger) | 73 |
| Loan quality | 72 | 87 (stronger) |
| Earnings | 40 | 70 (stronger) |
| Funding & liquidity | 85 (stronger) | 61 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 52nd | 79th |
| Total assets | $16.4M | $4.0B |
| Deposits / shares | $14.1M | $3.4B |
| Capital ratio | 13.91% (stronger) | 12.25% |
| Problem loans | 0.85% | 0.38% (stronger) |
| Net charge-offs | 3.17% | 0.38% (stronger) |
| Return on assets | 0.50% | 1.26% (stronger) |
| Loans ÷ deposits | 74.9% (stronger) | 98.3% |
| Uninsured deposits | 0.0% (stronger) | 15.4% |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.5% |
Campus USA Credit Union has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Jefferson County Teachers Credit Union leads on 3 and Campus USA Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.