TellerScore

Side-by-side · Q2 2026 data

Jefferson Security Bank vs CNB Bank, Inc.

Bank

Jefferson Security Bank

Shepherdstown, West Virginia · $100 million – $1 billion

69of 100
Moderate

Bank

CNB Bank, Inc.

Berkeley Springs, West Virginia · $100 million – $1 billion

70of 100
Strong

Metric by metric

MeasureJefferson Security BankCNB Bank, Inc.
TellerScore6970 (stronger)
Capital cushion3445 (stronger)
Loan quality100 (stronger)97
Earnings6062 (stronger)
Funding & liquidity76 (stronger)63
Problem-loan coverage100 (stronger)99
Peer percentile40th43rd
Total assets$566.1M$805.7M
Deposits / shares$522.5M$652.5M
Capital ratio8.39%9.50% (stronger)
Problem loans0.01% (stronger)0.09%
Net charge-offs0.01%-0.00% (stronger)
Return on assets1.01%1.05% (stronger)
Loans ÷ deposits78.8% (stronger)88.6%
Uninsured deposits20.2% (stronger)23.1%
Offices59
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)10.6%9.5%

CNB Bank, Inc. has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Jefferson Security Bank leads on 3 and CNB Bank, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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