Side-by-side · Q2 2026 data
Jefferson Security Bank vs Highlands Bank
Metric by metric
| Measure | Jefferson Security Bank | Highlands Bank |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 34 | 60 (stronger) |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 60 | 71 (stronger) |
| Funding & liquidity | 76 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 40th | 40th |
| Total assets | $566.1M | $407.1M |
| Deposits / shares | $522.5M | $356.8M |
| Capital ratio | 8.39% | 11.00% (stronger) |
| Problem loans | 0.01% (stronger) | 0.91% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.01% | 1.27% (stronger) |
| Loans ÷ deposits | 78.8% (stronger) | 85.8% |
| Uninsured deposits | 20.2% | 18.3% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 10.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Jefferson Security Bank leads on 2 and Highlands Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.