Side-by-side · Q2 2026 data
Jefferson Security Bank vs The Poca Valley Bank, Inc.
Metric by metric
| Measure | Jefferson Security Bank | The Poca Valley Bank, Inc. |
|---|---|---|
| TellerScore | 69 (stronger) | 61 |
| Capital cushion | 34 (stronger) | 28 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 60 (stronger) | 49 |
| Funding & liquidity | 76 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 40th | 20th |
| Total assets | $566.1M | $666.2M |
| Deposits / shares | $522.5M | $603.3M |
| Capital ratio | 8.39% (stronger) | 7.78% |
| Problem loans | 0.01% (stronger) | 0.37% |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 1.01% (stronger) | 0.72% |
| Loans ÷ deposits | 78.8% (stronger) | 83.3% |
| Uninsured deposits | 20.2% | 12.5% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 13.2% |
Jefferson Security Bank has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Jefferson Security Bank leads on 6 and The Poca Valley Bank, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.