Side-by-side · Q2 2026 data
Jefferson Security Bank vs Virginia National Bank
Metric by metric
| Measure | Jefferson Security Bank | Virginia National Bank |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 34 | 82 (stronger) |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 60 | 94 (stronger) |
| Funding & liquidity | 76 (stronger) | 64 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 40th | 94th |
| Total assets | $566.1M | $1.6B |
| Deposits / shares | $522.5M | $1.4B |
| Capital ratio | 8.39% | 13.21% (stronger) |
| Problem loans | 0.01% (stronger) | 0.47% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.01% | 1.86% (stronger) |
| Loans ÷ deposits | 78.8% (stronger) | 86.9% |
| Uninsured deposits | 20.2% (stronger) | 23.7% |
| Offices | 5 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 18.2% |
Virginia National Bank has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Jefferson Security Bank leads on 3 and Virginia National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.