Side-by-side · Q2 2026 data
Jersey City Police Federal Credit Union vs Passaic Police Federal Credit Union
Credit union
Jersey City Police Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Credit union
Passaic Police Federal Credit Union
Passaic, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Jersey City Police Federal Credit Union | Passaic Police Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 42 (stronger) | 16 |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 77th | 59th |
| Total assets | $8.0M | $7.4M |
| Deposits / shares | $5.8M | $6.4M |
| Capital ratio | 27.97% (stronger) | 15.38% |
| Problem loans | 1.75% (stronger) | 2.51% |
| Net charge-offs | 1.74% | -0.15% (stronger) |
| Return on assets | 2.10% (stronger) | 2.02% |
| Loans ÷ deposits | 31.1% (stronger) | 32.3% |
| Uninsured deposits | 1.1% | 0.9% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jersey City Police Federal Credit Union has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Jersey City Police Federal Credit Union leads on 5 and Passaic Police Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.