Side-by-side · Q2 2026 data
Jersey State Bank vs First Federal Savings Bank of Champaign Urbana
Bank
First Federal Savings Bank of Champaign Urbana
Champaign, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Jersey State Bank | First Federal Savings Bank of Champaign Urbana |
|---|---|---|
| TellerScore | 75 | 90 (stronger) |
| Capital cushion | 83 (stronger) | 77 |
| Loan quality | 61 | 97 (stronger) |
| Earnings | 53 | 97 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 61st | 95th |
| Total assets | $190.1M | $192.5M |
| Deposits / shares | $167.5M | $163.6M |
| Capital ratio | 13.30% (stronger) | 12.71% |
| Problem loans | 1.18% | 0.09% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.83% | 1.92% (stronger) |
| Loans ÷ deposits | 57.2% (stronger) | 70.9% |
| Uninsured deposits | 7.7% (stronger) | 13.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | 0.9% |
First Federal Savings Bank of Champaign Urbana has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Jersey State Bank leads on 4 and First Federal Savings Bank of Champaign Urbana on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.