Side-by-side · Q2 2026 data
Johnson Bank vs Lco Federal Credit Union
Metric by metric
| Measure | Johnson Bank | Lco Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 85 (stronger) |
| Capital cushion | 73 | 87 (stronger) |
| Loan quality | 92 (stronger) | 89 |
| Earnings | 72 (stronger) | 60 |
| Funding & liquidity | 28 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 70th | 77th |
| Total assets | $7.1B | $2.9M |
| Deposits / shares | $5.6B | $2.5M |
| Capital ratio | 12.33% | 13.70% (stronger) |
| Problem loans | 0.23% (stronger) | 0.32% |
| Net charge-offs | -0.06% (stronger) | 0.09% |
| Return on assets | 1.30% (stronger) | 0.99% |
| Loans ÷ deposits | 94.2% | 40.4% (stronger) |
| Uninsured deposits | 49.0% | 9.5% (stronger) |
| Offices | 32 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | — |
Lco Federal Credit Union has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Johnson Bank leads on 3 and Lco Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hayward, WI