Side-by-side · Q2 2026 data
Johnson City Bank vs The American National Bank of Mount Pleasant
Bank
The American National Bank of Mount Pleasant
Mount Pleasant, Texas · $100 million – $1 billion
Metric by metric
| Measure | Johnson City Bank | The American National Bank of Mount Pleasant |
|---|---|---|
| TellerScore | 82 | 88 (stronger) |
| Capital cushion | 76 | 78 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 72 | 81 (stronger) |
| Funding & liquidity | 84 | 90 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 82nd | 92nd |
| Total assets | $146.8M | $144.6M |
| Deposits / shares | $128.8M | $130.3M |
| Capital ratio | 12.57% | 12.82% (stronger) |
| Problem loans | 0.26% | 0.00% (stronger) |
| Net charge-offs | 0.55% | 0.04% (stronger) |
| Return on assets | 1.29% | 1.53% (stronger) |
| Loans ÷ deposits | 66.9% (stronger) | 70.2% |
| Uninsured deposits | 23.6% | 13.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The American National Bank of Mount Pleasant has the higher TellerScore (88 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Johnson City Bank leads on 1 and The American National Bank of Mount Pleasant on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.