Side-by-side · Q2 2026 data
Johnson State Bank vs The Stock Exchange Bank, Caldwell, Kansas
Bank
The Stock Exchange Bank, Caldwell, Kansas
Caldwell, Kansas · Under $100 million in assets
Metric by metric
| Measure | Johnson State Bank | The Stock Exchange Bank, Caldwell, Kansas |
|---|---|---|
| TellerScore | 85 (stronger) | 60 |
| Capital cushion | 97 (stronger) | 40 |
| Loan quality | 96 (stronger) | 66 |
| Earnings | 57 | 72 (stronger) |
| Funding & liquidity | 86 (stronger) | 57 |
| Problem-loan coverage | 75 | 82 (stronger) |
| Peer percentile | 78th | 18th |
| Total assets | $96.6M | $90.3M |
| Deposits / shares | $80.7M | $81.8M |
| Capital ratio | 14.72% (stronger) | 9.01% |
| Problem loans | 0.12% (stronger) | 1.03% |
| Net charge-offs | -0.21% (stronger) | -0.04% |
| Return on assets | 0.93% | 1.31% (stronger) |
| Loans ÷ deposits | 42.6% (stronger) | 92.0% |
| Uninsured deposits | 27.7% | 25.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Johnson State Bank has the higher TellerScore (85 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Johnson State Bank leads on 5 and The Stock Exchange Bank, Caldwell, Kansas on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.