Side-by-side · Q2 2026 data
Jonesburg State Bank vs FMB Bank
Metric by metric
| Measure | Jonesburg State Bank | FMB Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 61 |
| Capital cushion | 49 (stronger) | 25 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 29 |
| Funding & liquidity | 75 | 86 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 19th |
| Total assets | $145.6M | $51.2M |
| Deposits / shares | $125.4M | $47.6M |
| Capital ratio | 9.95% (stronger) | 7.49% |
| Problem loans | 0.00% (stronger) | 0.01% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.49% (stronger) | 0.22% |
| Loans ÷ deposits | 84.9% | 31.9% (stronger) |
| Uninsured deposits | 9.8% (stronger) | 27.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jonesburg State Bank has the higher TellerScore (81 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Jonesburg State Bank leads on 5 and FMB Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.