Side-by-side · Q2 2026 data
Jonesburg State Bank vs Four States Bank
Metric by metric
| Measure | Jonesburg State Bank | Four States Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 76 |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 21 |
| Funding & liquidity | 75 (stronger) | 44 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 64th |
| Total assets | $145.6M | $142.1M |
| Deposits / shares | $125.4M | $114.3M |
| Capital ratio | 9.95% | 15.85% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.49% (stronger) | 0.03% |
| Loans ÷ deposits | 84.9% (stronger) | 89.5% |
| Uninsured deposits | 9.8% (stronger) | 39.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jonesburg State Bank has the higher TellerScore (81 vs 76). On the 6 directional measures above (where higher or lower is clearly better), Jonesburg State Bank leads on 4 and Four States Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.