Side-by-side · Q2 2026 data
Jonesburg State Bank vs Silex Banking Company
Metric by metric
| Measure | Jonesburg State Bank | Silex Banking Company |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 49 | 97 (stronger) |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 75 | 86 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 80th | 68th |
| Total assets | $145.6M | $98.2M |
| Deposits / shares | $125.4M | $84.4M |
| Capital ratio | 9.95% | 14.67% (stronger) |
| Problem loans | 0.00% (stronger) | 0.91% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.49% (stronger) | 1.05% |
| Loans ÷ deposits | 84.9% | 72.8% (stronger) |
| Uninsured deposits | 9.8% (stronger) | 15.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Jonesburg State Bank leads on 3 and Silex Banking Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.