Side-by-side · Q2 2026 data
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania vs American Bank
Bank
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania
Jonestown, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | American Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 52 | 56 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 77 (stronger) | 71 |
| Funding & liquidity | 60 (stronger) | 41 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 77th | 66th |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $834.8M | $914.8M |
| Capital ratio | 10.24% | 10.60% (stronger) |
| Problem loans | 0.02% | 0.00% (stronger) |
| Net charge-offs | 0.10% | -0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 1.28% |
| Loans ÷ deposits | 97.7% (stronger) | 97.9% |
| Uninsured deposits | 17.7% (stronger) | 33.7% |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.1% | 5.3% |
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Jonestown Bank and Trust Company, of Jonestown, Pennsylvania leads on 4 and American Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.