Side-by-side · Q2 2026 data
Journey Credit Union vs Des Moines Metro Credit Union
Metric by metric
| Measure | Journey Credit Union | Des Moines Metro Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 63 | 78 (stronger) |
| Earnings | 82 (stronger) | 64 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 77th | 62nd |
| Total assets | $97.6M | $77.7M |
| Deposits / shares | $80.4M | $66.9M |
| Capital ratio | 16.86% (stronger) | 12.58% |
| Problem loans | 1.11% | 0.67% (stronger) |
| Net charge-offs | 0.64% | 0.46% (stronger) |
| Return on assets | 1.56% (stronger) | 1.11% |
| Loans ÷ deposits | 70.6% | 58.4% (stronger) |
| Uninsured deposits | 9.0% | 6.8% (stronger) |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Journey Credit Union has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Journey Credit Union leads on 3 and Des Moines Metro Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.