Side-by-side · Q2 2026 data
Justice Federal Credit Union vs Freedom First Federal Credit Union
Metric by metric
| Measure | Justice Federal Credit Union | Freedom First Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 64 |
| Capital cushion | 71 (stronger) | 59 |
| Loan quality | 57 | 84 (stronger) |
| Earnings | 48 (stronger) | 42 |
| Funding & liquidity | 73 (stronger) | 50 |
| Problem-loan coverage | 84 | 91 (stronger) |
| Peer percentile | 41st | 36th |
| Total assets | $1.1B | $1.3B |
| Deposits / shares | $997.6M | $1.0B |
| Capital ratio | 12.12% (stronger) | 10.89% |
| Problem loans | 1.28% | 0.48% (stronger) |
| Net charge-offs | 0.58% | 0.16% (stronger) |
| Return on assets | 0.70% (stronger) | 0.55% |
| Loans ÷ deposits | 87.7% (stronger) | 106.5% |
| Uninsured deposits | 10.2% (stronger) | 18.3% |
| Offices | 14 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | 15.2% |
Justice Federal Credit Union has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Justice Federal Credit Union leads on 5 and Freedom First Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.