TellerScore

Side-by-side · Q2 2026 data

K I T Federal Credit Union vs Arh Federal Credit Union

Credit union

K I T Federal Credit Union

Louisville, Kentucky · Under $100 million in assets

76of 100
Strong

Credit union

Arh Federal Credit Union

Middlesboro, Kentucky · Under $100 million in assets

79of 100
Strong

Metric by metric

MeasureK I T Federal Credit UnionArh Federal Credit Union
TellerScore7679 (stronger)
Capital cushion69100 (stronger)
Loan quality88 (stronger)56
Earnings5569 (stronger)
Funding & liquidity84 (stronger)78
Problem-loan coverage96 (stronger)94
Peer percentile54th62nd
Total assets$23.1M$19.9M
Deposits / shares$20.2M$14.4M
Capital ratio11.86%26.93% (stronger)
Problem loans0.35% (stronger)1.32%
Net charge-offs0.44% (stronger)0.80%
Return on assets0.87%1.23% (stronger)
Loans ÷ deposits76.3% (stronger)82.2%
Uninsured deposits9.4%5.1% (stronger)
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Arh Federal Credit Union has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), K I T Federal Credit Union leads on 3 and Arh Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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