TellerScore

Side-by-side · Q2 2026 data

Kahuku Federal Credit Union vs Onomea Federal Credit Union

Credit union

Kahuku Federal Credit Union

Kahuku, Hawaii · Under $100 million in assets

40of 100
Below average

Credit union

Onomea Federal Credit Union

Papaikou, Hawaii · Under $100 million in assets

90of 100
Very strong

Metric by metric

MeasureKahuku Federal Credit UnionOnomea Federal Credit Union
TellerScore4090 (stronger)
Capital cushion90100 (stronger)
Loan quality085 (stronger)
Earnings098 (stronger)
Funding & liquidity75 (stronger)64
Problem-loan coverage2296 (stronger)
Peer percentile3rd89th
Total assets$7.7M$26.0M
Deposits / shares$6.6M$21.1M
Capital ratio14.03%18.33% (stronger)
Problem loans9.24%0.46% (stronger)
Net charge-offs3.66%-0.00% (stronger)
Return on assets-4.36%1.95% (stronger)
Loans ÷ deposits85.3% (stronger)96.2%
Uninsured deposits2.0%0.0% (stronger)
Offices10
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Onomea Federal Credit Union has the higher TellerScore (90 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Kahuku Federal Credit Union leads on 1 and Onomea Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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