Side-by-side · Q2 2026 data
Kalamazoo County State Bank vs Kalsee Credit Union
Metric by metric
| Measure | Kalamazoo County State Bank | Kalsee Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 71 (stronger) | 56 |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 42 | 52 (stronger) |
| Funding & liquidity | 99 (stronger) | 72 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 68th | 51st |
| Total assets | $118.4M | $291.5M |
| Deposits / shares | $105.3M | $261.8M |
| Capital ratio | 12.08% (stronger) | 10.60% |
| Problem loans | 0.33% | 0.31% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.51% |
| Return on assets | 0.54% | 0.80% (stronger) |
| Loans ÷ deposits | 57.7% (stronger) | 87.8% |
| Uninsured deposits | 16.1% | 6.7% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.0% |
Kalamazoo County State Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Kalamazoo County State Bank leads on 4 and Kalsee Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Vicksburg, MI