Side-by-side · Q2 2026 data
Kalamazoo County State Bank vs The Miners State Bank
Metric by metric
| Measure | Kalamazoo County State Bank | The Miners State Bank |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 71 | 72 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 42 | 62 (stronger) |
| Funding & liquidity | 99 (stronger) | 88 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 68th | 82nd |
| Total assets | $118.4M | $134.8M |
| Deposits / shares | $105.3M | $117.6M |
| Capital ratio | 12.08% | 12.19% (stronger) |
| Problem loans | 0.33% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.02% (stronger) |
| Return on assets | 0.54% | 1.05% (stronger) |
| Loans ÷ deposits | 57.7% (stronger) | 72.7% |
| Uninsured deposits | 16.1% | 13.3% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Miners State Bank has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Kalamazoo County State Bank leads on 1 and The Miners State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.