Side-by-side · Q2 2026 data
Kalsee Credit Union vs Preferred Credit Union
Metric by metric
| Measure | Kalsee Credit Union | Preferred Credit Union |
|---|---|---|
| TellerScore | 70 | 87 (stronger) |
| Capital cushion | 56 | 93 (stronger) |
| Loan quality | 90 (stronger) | 88 |
| Earnings | 52 | 64 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 51st | 91st |
| Total assets | $291.5M | $318.1M |
| Deposits / shares | $261.8M | $270.6M |
| Capital ratio | 10.60% | 14.25% (stronger) |
| Problem loans | 0.31% (stronger) | 0.37% |
| Net charge-offs | 0.51% | 0.47% (stronger) |
| Return on assets | 0.80% | 1.11% (stronger) |
| Loans ÷ deposits | 87.8% | 58.2% (stronger) |
| Uninsured deposits | 6.7% | 3.1% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | 14.6% |
Preferred Credit Union has the higher TellerScore (87 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Kalsee Credit Union leads on 1 and Preferred Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.