Side-by-side · Q2 2026 data
Kauai Ohana Federal Credit Union vs Gather Federal Credit Union
Metric by metric
| Measure | Kauai Ohana Federal Credit Union | Gather Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 81 (stronger) |
| Capital cushion | 36 | 78 (stronger) |
| Loan quality | 80 (stronger) | 67 |
| Earnings | 42 | 83 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 26th | 80th |
| Total assets | $63.3M | $934.5M |
| Deposits / shares | $57.9M | $841.5M |
| Capital ratio | 8.61% | 12.81% (stronger) |
| Problem loans | 0.59% (stronger) | 0.99% |
| Net charge-offs | -0.13% (stronger) | 0.57% |
| Return on assets | 0.55% | 1.57% (stronger) |
| Loans ÷ deposits | 62.2% | 57.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.2% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gather Federal Credit Union has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Kauai Ohana Federal Credit Union leads on 3 and Gather Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.