Side-by-side · Q2 2026 data
Kauai Ohana Federal Credit Union vs Hawaii First Federal Credit Union
Credit union
Hawaii First Federal Credit Union
Kamuela, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Kauai Ohana Federal Credit Union | Hawaii First Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 41 |
| Capital cushion | 36 | 48 (stronger) |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 42 | 56 (stronger) |
| Funding & liquidity | 98 (stronger) | 84 |
| Problem-loan coverage | 88 (stronger) | 32 |
| Peer percentile | 26th | 3rd |
| Total assets | $63.3M | $73.4M |
| Deposits / shares | $57.9M | $63.2M |
| Capital ratio | 8.61% | 9.78% (stronger) |
| Problem loans | 0.59% (stronger) | 3.68% |
| Net charge-offs | -0.13% (stronger) | 1.29% |
| Return on assets | 0.55% | 0.90% (stronger) |
| Loans ÷ deposits | 62.2% (stronger) | 76.6% |
| Uninsured deposits | 0.0% (stronger) | 7.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kauai Ohana Federal Credit Union has the higher TellerScore (63 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Kauai Ohana Federal Credit Union leads on 5 and Hawaii First Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.