Side-by-side · Q2 2026 data
Kauai Ohana Federal Credit Union vs Helco Federal Credit Union
Metric by metric
| Measure | Kauai Ohana Federal Credit Union | Helco Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 84 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 80 | 95 (stronger) |
| Earnings | 42 (stronger) | 27 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 26th | 75th |
| Total assets | $63.3M | $46.5M |
| Deposits / shares | $57.9M | $37.6M |
| Capital ratio | 8.61% | 18.80% (stronger) |
| Problem loans | 0.59% | 0.14% (stronger) |
| Net charge-offs | -0.13% (stronger) | -0.03% |
| Return on assets | 0.55% (stronger) | 0.18% |
| Loans ÷ deposits | 62.2% | 56.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 13.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Helco Federal Credit Union has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Kauai Ohana Federal Credit Union leads on 3 and Helco Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.