Side-by-side · Q2 2026 data
Kaw Valley State Bank and Trust Company vs Azura Credit Union
Metric by metric
| Measure | Kaw Valley State Bank and Trust Company | Azura Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 64 |
| Capital cushion | 67 (stronger) | 53 |
| Loan quality | 97 (stronger) | 75 |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 70 | 83 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 88th | 31st |
| Total assets | $295.8M | $851.9M |
| Deposits / shares | $250.6M | $744.6M |
| Capital ratio | 11.73% (stronger) | 10.28% |
| Problem loans | 0.08% (stronger) | 0.75% |
| Net charge-offs | -0.02% (stronger) | 1.06% |
| Return on assets | 2.17% (stronger) | 0.55% |
| Loans ÷ deposits | 76.9% | 76.9% (stronger) |
| Uninsured deposits | 27.0% | 4.4% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 54.1% |
Kaw Valley State Bank and Trust Company has the higher TellerScore (85 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Kaw Valley State Bank and Trust Company leads on 5 and Azura Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.