Side-by-side · Q2 2026 data
Kc Unidos Federal Credit Union vs South Central Missouri Credit Union
Credit union
Kc Unidos Federal Credit Union
Kansas City, Missouri · Under $100 million in assets
Credit union
South Central Missouri Credit Union
Willow Springs, Missouri · Under $100 million in assets
Metric by metric
| Measure | Kc Unidos Federal Credit Union | South Central Missouri Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 100 | 100 |
| Loan quality | 78 (stronger) | 45 |
| Earnings | 36 (stronger) | 27 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 49th | 42nd |
| Total assets | $8.5M | $9.2M |
| Deposits / shares | $5.9M | $7.7M |
| Capital ratio | 29.21% (stronger) | 15.81% |
| Problem loans | 0.65% (stronger) | 1.66% |
| Net charge-offs | 0.51% (stronger) | 0.74% |
| Return on assets | 0.39% (stronger) | 0.16% |
| Loans ÷ deposits | 113.4% | 37.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kc Unidos Federal Credit Union has the higher TellerScore (74 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Kc Unidos Federal Credit Union leads on 5 and South Central Missouri Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.