Side-by-side · Q2 2026 data
KCB Bank vs BMO Bank National Association
Metric by metric
| Measure | KCB Bank | BMO Bank National Association |
|---|---|---|
| TellerScore | 73 (stronger) | 58 |
| Capital cushion | 76 (stronger) | 63 |
| Loan quality | 62 | 69 (stronger) |
| Earnings | 71 (stronger) | 26 |
| Funding & liquidity | 80 (stronger) | 46 |
| Problem-loan coverage | 86 | 93 (stronger) |
| Peer percentile | 53rd | 21st |
| Total assets | $322.3M | $255.0B |
| Deposits / shares | $283.5M | $194.1B |
| Capital ratio | 12.62% (stronger) | 11.29% |
| Problem loans | 1.15% | 0.92% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.20% |
| Return on assets | 1.27% (stronger) | 0.15% |
| Loans ÷ deposits | 68.2% (stronger) | 71.8% |
| Uninsured deposits | 26.4% (stronger) | 52.7% |
| Offices | 2 | 957 |
| CFPB complaints (3 yrs) | — | 3,939 |
| Complaints per $1B deposits | — | 20.3 |
| Mortgage denial rate (HMDA) | — | — |
KCB Bank has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), KCB Bank leads on 6 and BMO Bank National Association on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.