Side-by-side · Q2 2026 data
KCB Bank vs Equity Bank
Metric by metric
| Measure | KCB Bank | Equity Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 65 |
| Capital cushion | 76 (stronger) | 56 |
| Loan quality | 62 (stronger) | 61 |
| Earnings | 71 | 75 (stronger) |
| Funding & liquidity | 80 (stronger) | 62 |
| Problem-loan coverage | 86 | 86 |
| Peer percentile | 53rd | 36th |
| Total assets | $322.3M | $7.7B |
| Deposits / shares | $283.5M | $6.3B |
| Capital ratio | 12.62% (stronger) | 10.64% |
| Problem loans | 1.15% (stronger) | 1.18% |
| Net charge-offs | -0.00% (stronger) | 0.12% |
| Return on assets | 1.27% | 1.37% (stronger) |
| Loans ÷ deposits | 68.2% (stronger) | 84.4% |
| Uninsured deposits | 26.4% (stronger) | 27.1% |
| Offices | 2 | 81 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.4% |
KCB Bank has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), KCB Bank leads on 6 and Equity Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.