Side-by-side · Q2 2026 data
Kearny Bank vs Cross River Bank
Metric by metric
| Measure | Kearny Bank | Cross River Bank |
|---|---|---|
| TellerScore | 51 (stronger) | 42 |
| Capital cushion | 38 | 68 (stronger) |
| Loan quality | 73 (stronger) | 7 |
| Earnings | 38 (stronger) | 25 |
| Funding & liquidity | 32 | 52 (stronger) |
| Problem-loan coverage | 86 (stronger) | 70 |
| Peer percentile | 8th | 3rd |
| Total assets | $7.7B | $8.5B |
| Deposits / shares | $5.7B | $6.7B |
| Capital ratio | 8.83% | 11.78% (stronger) |
| Problem loans | 0.81% (stronger) | 2.79% |
| Net charge-offs | 0.02% (stronger) | 2.83% |
| Return on assets | 0.46% (stronger) | 0.12% |
| Loans ÷ deposits | 101.7% | 87.8% (stronger) |
| Uninsured deposits | 39.1% | 33.3% (stronger) |
| Offices | 40 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
Kearny Bank has the higher TellerScore (51 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Kearny Bank leads on 4 and Cross River Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.