Side-by-side · Q2 2026 data
Kearny Bank vs First Bank
Metric by metric
| Measure | Kearny Bank | First Bank |
|---|---|---|
| TellerScore | 51 | 59 (stronger) |
| Capital cushion | 38 | 52 (stronger) |
| Loan quality | 73 (stronger) | 71 |
| Earnings | 38 | 57 (stronger) |
| Funding & liquidity | 32 | 33 (stronger) |
| Problem-loan coverage | 86 | 88 (stronger) |
| Peer percentile | 8th | 19th |
| Total assets | $7.7B | $4.1B |
| Deposits / shares | $5.7B | $3.3B |
| Capital ratio | 8.83% | 10.17% (stronger) |
| Problem loans | 0.81% (stronger) | 0.86% |
| Net charge-offs | 0.02% (stronger) | 0.40% |
| Return on assets | 0.46% | 0.92% (stronger) |
| Loans ÷ deposits | 101.7% | 100.1% (stronger) |
| Uninsured deposits | 39.1% (stronger) | 39.3% |
| Offices | 40 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 9.5% |
First Bank has the higher TellerScore (59 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Kearny Bank leads on 3 and First Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.