Side-by-side · Q2 2026 data
Kearny Municipal Employees Federal Credit Union vs N. J. Latvian Federal Credit Union
Credit union
Kearny Municipal Employees Federal Credit Union
Kearny, New Jersey · Under $100 million in assets
Credit union
N. J. Latvian Federal Credit Union
Freehold, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Kearny Municipal Employees Federal Credit Union | N. J. Latvian Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 66 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 41 (stronger) |
| Earnings | 21 (stronger) | 6 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 20th | 32nd |
| Total assets | $5.6M | $4.7M |
| Deposits / shares | $4.1M | $4.1M |
| Capital ratio | 26.11% (stronger) | 16.36% |
| Problem loans | 6.07% | 1.76% (stronger) |
| Net charge-offs | 19.50% | 0.00% (stronger) |
| Return on assets | 0.03% (stronger) | -0.34% |
| Loans ÷ deposits | 19.4% | 8.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
N. J. Latvian Federal Credit Union has the higher TellerScore (66 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Kearny Municipal Employees Federal Credit Union leads on 2 and N. J. Latvian Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.