Side-by-side · Q2 2026 data
Kelly Community Federal Credit Union vs Rio Grande Valley Credit Union
Metric by metric
| Measure | Kelly Community Federal Credit Union | Rio Grande Valley Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 76 (stronger) | 55 |
| Loan quality | 73 | 86 (stronger) |
| Earnings | 73 (stronger) | 53 |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 66th | 60th |
| Total assets | $189.4M | $180.1M |
| Deposits / shares | $161.4M | $159.2M |
| Capital ratio | 12.64% (stronger) | 10.54% |
| Problem loans | 0.82% | 0.42% (stronger) |
| Net charge-offs | 0.49% | 0.28% (stronger) |
| Return on assets | 1.33% (stronger) | 0.83% |
| Loans ÷ deposits | 87.9% | 39.2% (stronger) |
| Uninsured deposits | 3.2% | 2.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.0% | — |
Kelly Community Federal Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Kelly Community Federal Credit Union leads on 3 and Rio Grande Valley Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.